Prerequisites: Macroeconomics I, Basics of Finance

Aims of the subject: Students should= be able to understand fundamental concepts of banking, role of banks,

Subject matter

1. The bank and banking industry

1.1. The concept of the bank, types of banks

1.2. Commercial banks - individual cases plus other types of banking institutions

1.3. Changes in banking activities - restructuralization= of banks

1.4. Competition, banking alliances, non-banking environment in the financial market.

 = ;

2. Overall management of active and passive banking transactions

2.1. Objectives and principles of banking business

2.2. Managing of active and passive banking transactions

2.3. Managing of credit transactions in our= banking praktice

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3. Active= credit transactions<= /o:p>

3.1. Short-term credits - possible types: kontokorento, bill of exchange, guarantee credits

3.2. Widterm and longterm credits

3.3. Financial credit transactions - factoring,= forfaiting, financial lea= sing etc.

3.4. Assurance of credit risks - position of the client, limitation, types <= span class=3DSpellE>of assurance etc.

 = ;

4. Passive credit transactions<= /o:p>

4.1. Types of passive credit transactions= - certificates, bonds, bills of exchange, time fixed deposits etc.

4.2. Calculating interest on <= span class=3DSpellE>deposits - risks, products etc.

4.3. Credit transactions in the foreign markets

 = ;

5. System= of payments and account clearing

5.1. Organization of system of payments, technology, establishing o= f current account

5.2. Forms of system of payments:

a) cheques

b) transfers, collections, <= span class=3DSpellE>settlements, letter of credit - home

c) system of payments abroad - collection= , documentary letter of credit

d) payment and credit cards

e) cash payments

5.3. Risks and their prevention in the <= span class=3DSpellE>system of payments

 = ;

6. Other = banking transactions=

6.1. Foreign exchange transactions

6.2. Excha= nge-office transactions

6.3. Operations with precious metals, securities, deposits made at the banks

6.4. Other services

Assessment strategy and methods: written seminář work= , examination

Indicative reading:

Commercial<= /span> Banking and Role of the Central Bank, BIVŠ

J. Dittrichová: Banking, on-line Web-CT, www.uhk.cz , Oliva